From the category archives: Liberty Title, Inc. Blog

Real Estate

Why You Need an Owner’s and Loan Insurance Policy

Buying a home is an exciting time. You search hard to find the perfect home that meets all of your expectations. When you finally find the right place that’s perfect for your family, you’re completely relieved and elated. You can also feel a little bit overwhelmed with the process, especially with all of the terms that arise along the way.

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Is Title Insurance Necessary When Refinancing?

There are plenty of reasons homeowners may choose to refinance. Perhaps you’re looking for a lower interest rate on your home. Or, perhaps refinancing your home is your chance to take on a remodeling project and invest in your property. Whatever your reasons for refinancing, the process can in many ways be just as involved as your original home purchase. One of the most common questions homeowners face when refinancing is whether title insurance is necessary.

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The History of Title Insurance

If you’re in the process of buying a home or selling one, you know the importance of title abstracting and title insurance. Title abstracting makes sure the title of your property is free and clear so you can purchase your property legally, and title insurance protects you from title problems. But you might be wondering where title insurance originated and how long it’s been around.

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Mistakes to Avoid During a Closing

The title closing process can seem a bit overwhelming if you’ve never done it before. But it’s important to understand the process and avoid making any mistakes that could jeopardize your ownership of a home. That’s why it’s important to have a strong title closing team behind you who can break down the closing process and help you avoid common closing mistakes.

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How Tax Liens Can Affect a Title

Finding the right home for your family or for an investment can be a difficult process. Once you’ve found a property that checks off everything on your list, you hope everything goes off without a hitch, but that’s not always the case. If the title abstract search comes back with a tax lien on the property, you may worry that this means you need to move on and find a new home to buy. But that’s not always the case.

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Everything You Need to Know About a Mortgage at Closing

If you’re in the process of purchasing a new home, you may find the process to be a bit intimidating. Because of all the legal and financial paperwork, the process of buying a home can seem a bit overwhelming even if you’ve done it before. That’s why it’s important to have a team of seasoned professionals behind you throughout the process.

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Your Guide to Marketable Titles Vs. Unmarketable Titles

If you’ve finally found your dream home, congratulations are in order. Home ownership is an exciting time whether it’s your first home or simply your latest investment. If you’re beginning the steps toward closing on your home, you may have heard your real estate agent use the term “marketable” or “unmarketable” title.

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What Should I Do to Prepare for Closing Day?

If you’ve finally found your dream home, congratulations! Finding a place to call your own is a big part of the American dream. After all, there’s nothing like coming home to a beautiful house that’s all yours to map out your future in. But before you fill up the moving trucks and plant your first gardenias, you’ll need to get through an important rite of passage: closing day.

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What is Included in Closing Costs?

You’ve found your dream home, and you couldn’t be more excited. You’re all set to start the process of moving in, but first, you’ll need to complete the closing process. That means sitting down at the closing table and singing your name more times than you probably have in your entire life.

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What is a Payoff Authorization?

Whether you’re selling your home, refinancing, or purchasing your second home, the process can be incredibly exciting and a little confusing. Anything to do with the transfer of ownership on a property or the financing of a home can involve so much paperwork you end up with writer’s cramp. One of the most common terms you’ll hear during this process is the term “payoff authorization.”

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